Innovative Technologies At The Modern Stage Of Activity Of Russian Commercial Banks

Abstract :

This article discusses the issues associated with the high cost of applying innovative technologies in banking in the Russian Federation, explores the main trends in the development of bank management in the innovative aspect, and assesses the importance of using innovative technologies both in individual commercial banks and in the banking system countries. The most promising innovative products in Russia are currently investigated.?

Based on the statistics of the Bank of Russia and Markswebb agency, an analysis of the efficiency rating of Internet banks for individuals was carried out. The methodology of applying innovations such as blockchain, cloud storage, API, NFC technologies, the integration of bank accounts with electronic payment systems (EPS) and cryptocurrencies is considered.

As a result, the information considered in the article is generalized and conclusions are drawn on the application of innovative technologies not only in the activities of commercial banks, but also their role in improving the efficiency of the country's banking sector in the face of constant progress.